I've had a very long and very busy day today. I'm completely knackered and losing the will to live!
I've also been having one of those insane self-doubt days re the bastardcard farce. You know the type... did they put stuff on the form I signed and I just didn't notice... why didn't I get a photocopy at the time... did I actually request the balance transfer and lose all memory of it. One of those days.
Its ridiculous, I know. I know I didn't ask for a balance transfer. But two years of fighting these bastards can get to you a bit.
My wish for 2010... karma to come kick those buggers in the arse.
Early night tonight methinks!
Thursday, 28 January 2010
Wednesday, 27 January 2010
Credit Rating is cleaner than a clean thing!
Hell Yeah! I have a top credit rating according to Experian.
I knew it! Bastardcard have not followed up their threat to cause problems with my credit rating because the fuckers know damn well they are in the wrong!
Subject Access Request has been written and emailed to my mystery helper (who at their request shall remain nameless at this point).
Tomorrow, provided all is OK with it, I shall send it recorded delivery and keep an eye out for the £10 statutory maximum fee cheque being cashed.
Take that Bastardcard! Let battle commence fuckers!
I knew it! Bastardcard have not followed up their threat to cause problems with my credit rating because the fuckers know damn well they are in the wrong!
Subject Access Request has been written and emailed to my mystery helper (who at their request shall remain nameless at this point).
Tomorrow, provided all is OK with it, I shall send it recorded delivery and keep an eye out for the £10 statutory maximum fee cheque being cashed.
Take that Bastardcard! Let battle commence fuckers!
And the battle begins
I have, with support from Keith, got some third-party help in my long-running battle with Bastardcard.
Today I am checking my credit report and writing a Subject Access Request to Bastardcard. Incidentally the consumer action group have a really helpful website for just this sort of thing!
Also, this evening I had a half hour call from Mercers, the debt collection part of Bastardcard, during which they suggested I still have to make a payment even if the card is in dispute! Needless to say they didn’t get anywhere with that.
Watch this space!
Today I am checking my credit report and writing a Subject Access Request to Bastardcard. Incidentally the consumer action group have a really helpful website for just this sort of thing!
Also, this evening I had a half hour call from Mercers, the debt collection part of Bastardcard, during which they suggested I still have to make a payment even if the card is in dispute! Needless to say they didn’t get anywhere with that.
Watch this space!
Monday, 25 January 2010
Goddamn Bastardcard!
Yeah. Fuckers are still up to their old tricks. I repaid EVERYTHING I owed and they are still insisting I pay the money they transferred in error.
This dispute has been ongoing for more then TWO years!
The debt collectors are back on the phone again and informed me (my fault for not checking my statements sooner) that Bastardcard took £78 from my account in October without my knowledge or consent and without a court order.
That is theft!
This means war!
Grrrrrrrrrrrrrrrrrrrrrrrrr!
This dispute has been ongoing for more then TWO years!
The debt collectors are back on the phone again and informed me (my fault for not checking my statements sooner) that Bastardcard took £78 from my account in October without my knowledge or consent and without a court order.
That is theft!
This means war!
Grrrrrrrrrrrrrrrrrrrrrrrrr!
Sunday, 24 January 2010
Chilled weekend...
...well sort of.
It WAS relaxing in so far as we didn't go out or race about anywhere or have to do anything in particular.
It WASN'T relaxing in the sense that the house was full of noisy children!
It was however a very nice weekend. Keith was supposed to have come and stayed with me this weekend but during the week he received a last-minute call from Sophie, who wanted to come and spend some time with him. She is staying at Keith's for a week with Scarlett, so we had a change of plan and the kids and I trekked up to SWF on Friday evening.
It was good to see Sophie. Its been a while since I've spent any time with her. It was also lovely to see Scarlett. Other than the odd half-hour visit over at Shane's, its been a very long time since I've spent any real time with her since Sophie moved back to Nottingham last August and I think she had pretty much forgotten me.
Gemima was besotted, as expected. She is one of those kids who is very good with babies and will happily play with them for hours on end. She spent most of the weekend entertaining Scarlett or running about getting nappies, toys and other bits and bobs as they were needed!
Sam vanished off over to Livvies for the weekend. Other than a brief appearance for an ASDA trip and to collect some clothes, I didn't really see him this weekend. Not sure if his staying away was pre-arranged or if the thought of a house full of kids was just a bit too much (not that I'd blame him on that score!!).
We spent much of the weekend watching BBC1's Merlin (series 1). I really liked it. The series focuses on a young Merlin finding his feet and learning to get along with a young prince Arthur. It was a good take on an established subject.
As usual, the weekend was over far too quickly and before we knew it, the kids and I were loading up the car and scooting back to London. I'm fast developing a dislike for Sunday nights. Knowing I have to rush off and spend the night in my cold bed by myself does put a bit of a downer on the afternoon. Not to mention the fact that I really miss Keith when we're apart. I don't like that empty feeling I have when he's not with me.
*sigh*
It WAS relaxing in so far as we didn't go out or race about anywhere or have to do anything in particular.
It WASN'T relaxing in the sense that the house was full of noisy children!
It was however a very nice weekend. Keith was supposed to have come and stayed with me this weekend but during the week he received a last-minute call from Sophie, who wanted to come and spend some time with him. She is staying at Keith's for a week with Scarlett, so we had a change of plan and the kids and I trekked up to SWF on Friday evening.
It was good to see Sophie. Its been a while since I've spent any time with her. It was also lovely to see Scarlett. Other than the odd half-hour visit over at Shane's, its been a very long time since I've spent any real time with her since Sophie moved back to Nottingham last August and I think she had pretty much forgotten me.
Gemima was besotted, as expected. She is one of those kids who is very good with babies and will happily play with them for hours on end. She spent most of the weekend entertaining Scarlett or running about getting nappies, toys and other bits and bobs as they were needed!
Sam vanished off over to Livvies for the weekend. Other than a brief appearance for an ASDA trip and to collect some clothes, I didn't really see him this weekend. Not sure if his staying away was pre-arranged or if the thought of a house full of kids was just a bit too much (not that I'd blame him on that score!!).
We spent much of the weekend watching BBC1's Merlin (series 1). I really liked it. The series focuses on a young Merlin finding his feet and learning to get along with a young prince Arthur. It was a good take on an established subject.
As usual, the weekend was over far too quickly and before we knew it, the kids and I were loading up the car and scooting back to London. I'm fast developing a dislike for Sunday nights. Knowing I have to rush off and spend the night in my cold bed by myself does put a bit of a downer on the afternoon. Not to mention the fact that I really miss Keith when we're apart. I don't like that empty feeling I have when he's not with me.
*sigh*
Tuesday, 19 January 2010
Happy Dance
Had a nice long phone call with Keith this evening and it has put a big smile on my face and a happy dance song in my head!
Yay!
Yay!
Saturday, 16 January 2010
All Change Please!
OK, after thought and some suggestion from KT, I have decided to use the butterfly image, which was the inspiration for the big tattoo on my back, as the header image for this blog.
The tattoo symbolised change and was a reflection of the new me and it seems appropriate that I use it to represent myself on this blog.
So, its goodby to the dark and scarey forest that was my mind...
... and hello to my bright new self!
The tattoo symbolised change and was a reflection of the new me and it seems appropriate that I use it to represent myself on this blog.
So, its goodby to the dark and scarey forest that was my mind...
... and hello to my bright new self!
Dilemma
Hmmm....
I am torn. I have been thinking about changing the header image on this blog.
I created that image some time ago when my head was definitely in a dark shadowy place. My head's not there any more so I'm thinking time for a change... but to what?
Hmmm....
I am torn. I have been thinking about changing the header image on this blog.
I created that image some time ago when my head was definitely in a dark shadowy place. My head's not there any more so I'm thinking time for a change... but to what?
Hmmm....
Wednesday, 13 January 2010
Oops... Catch up!
I'm working from home today so I thought I'd take advantage of my "lunch break" and do a catch up on my blog as I have been particularly rubbish at keeping up with it again.
We have had a lot of snow this winter. I would say "YAY!" as it is all very pretty but it has been an utter pain in the arse in terms of getting to and from work. This country seems to fall apart at the seams when it snows. I don't remember there being any weather-related problems when I was growing up in Germany and it snowed there pretty much every year! I wish our government would do some fact-finding stuff into how they cope with winter in Europe and Canada then maybe I wouldn't be losing money by not being able to get into work!! Grumble, grumble!
On 21 December the weather was so atrocious that it took FIVE HOURS to drive home from work that night... its usually about a half hour journey! I also had a few days where I just couldn't get in at all. This morning I tried for three hours to get in but gave up and came home to do work from here instead.
It is very pretty though. Here's some pics....
The view from my living room (at the back)
The view from my bedroom (at the front)
Talking of home, the house is lovely and I am all moved in properly now, however since I have moved in I have discovered that the windows don't close properly and that the under-floor-heating doesn't work properly either! Much grumbling and complaining was done to the estate agents who after a fashion did supply me with four panel heaters. All well and good but with drafty windows it was a pretty pointless gesture and the house was always cold, especially in the recent weather!
I spoke to the girl at the estate agents again as I'd not heard anything further about getting someone in to repair the heating. She let slip that the previous tenants had mentioned the heating not functioning properly and that the maintenance people had looked at it and said it was a very old system and may not be repairable! They are now trying to source another company to check it out before contacting the landlord to have the heating replaced. Also, the tenants association have decided that the windows are all being replaced with double-glazing this year! Yay! Maybe next winter won't be like living in a fridge!
Yesterday they sent round a handyman who draft-proofed all my windows and packed / sealed up the ones that don't close properly. There was an instant noticeable difference and although the house isn't warm, its not freezing either! I've stuck on a couple of the panel heaters today and I can actually feel the heat! Hurrah!
We had a great Xmas / Yuletide celebration. The best I have had in a long, long time. The 25th was lovely. Just me, Keith, Aaron and Gemima for the main meal. Jade was at her Dad's, Sophie at her Mum's and Sam decided to go to a friend's. Lots of cooking, which Keith helped with. It was nice not to have to do everything by myself. Jade and Pete joined us later on, where Jade had another dinner and a few glasses of Baileys and she and Pete opened their prezzies from us.
Jade made the most amazing gluten-free mince pies, which went down a treat. Most gluten-free stuff you buy in the shops is very crumbly and has little taste. Jade's were pretty much indistinguishable from the normal ones and didn't disintegraate into a pile of crumbs the second they were bitten into. Fabulous! Thank you Jade!
The 26th was noisy and fun. We were joined at my house by most of my family and some friends, including Jodie (who I fostered for three years), who Gemima hasn't seen since she was about 5 and was very excited about seeing again. Jade and Pete came over with Pete's parents and brother so Keith and I got to do the meet the parents thing for the first time. They seemed to enjoy themselves and stayed for a few hours so hopefully we didn't scare them all too much!
This was followed by an excellent New Year's Eve party at Dan and Laura's where Keith and I got thoroughly pickled and stayed over, sleeping on their living room floor.
Yours Truly all bunnied up and ready to go out
The Glitzy One with his unreasonably fabulous legs on display!
Uber-scrummy sparkly pink gluten-free cakes made for us by Laura:
Tomorrow I am heading off to SWF to go with Keith to have an ultrasound done. We think he may have gallstones. He has all the symptoms and has been in quite a substantial amount of pain on and off since 9th December. Fingers crossed that it's nothing more sinister and that its easily treatable. Watch this space!
We have had a lot of snow this winter. I would say "YAY!" as it is all very pretty but it has been an utter pain in the arse in terms of getting to and from work. This country seems to fall apart at the seams when it snows. I don't remember there being any weather-related problems when I was growing up in Germany and it snowed there pretty much every year! I wish our government would do some fact-finding stuff into how they cope with winter in Europe and Canada then maybe I wouldn't be losing money by not being able to get into work!! Grumble, grumble!
On 21 December the weather was so atrocious that it took FIVE HOURS to drive home from work that night... its usually about a half hour journey! I also had a few days where I just couldn't get in at all. This morning I tried for three hours to get in but gave up and came home to do work from here instead.
It is very pretty though. Here's some pics....
The view from my living room (at the back)
The view from my bedroom (at the front)
Talking of home, the house is lovely and I am all moved in properly now, however since I have moved in I have discovered that the windows don't close properly and that the under-floor-heating doesn't work properly either! Much grumbling and complaining was done to the estate agents who after a fashion did supply me with four panel heaters. All well and good but with drafty windows it was a pretty pointless gesture and the house was always cold, especially in the recent weather!
I spoke to the girl at the estate agents again as I'd not heard anything further about getting someone in to repair the heating. She let slip that the previous tenants had mentioned the heating not functioning properly and that the maintenance people had looked at it and said it was a very old system and may not be repairable! They are now trying to source another company to check it out before contacting the landlord to have the heating replaced. Also, the tenants association have decided that the windows are all being replaced with double-glazing this year! Yay! Maybe next winter won't be like living in a fridge!
Yesterday they sent round a handyman who draft-proofed all my windows and packed / sealed up the ones that don't close properly. There was an instant noticeable difference and although the house isn't warm, its not freezing either! I've stuck on a couple of the panel heaters today and I can actually feel the heat! Hurrah!
We had a great Xmas / Yuletide celebration. The best I have had in a long, long time. The 25th was lovely. Just me, Keith, Aaron and Gemima for the main meal. Jade was at her Dad's, Sophie at her Mum's and Sam decided to go to a friend's. Lots of cooking, which Keith helped with. It was nice not to have to do everything by myself. Jade and Pete joined us later on, where Jade had another dinner and a few glasses of Baileys and she and Pete opened their prezzies from us.
Jade made the most amazing gluten-free mince pies, which went down a treat. Most gluten-free stuff you buy in the shops is very crumbly and has little taste. Jade's were pretty much indistinguishable from the normal ones and didn't disintegraate into a pile of crumbs the second they were bitten into. Fabulous! Thank you Jade!
The 26th was noisy and fun. We were joined at my house by most of my family and some friends, including Jodie (who I fostered for three years), who Gemima hasn't seen since she was about 5 and was very excited about seeing again. Jade and Pete came over with Pete's parents and brother so Keith and I got to do the meet the parents thing for the first time. They seemed to enjoy themselves and stayed for a few hours so hopefully we didn't scare them all too much!
This was followed by an excellent New Year's Eve party at Dan and Laura's where Keith and I got thoroughly pickled and stayed over, sleeping on their living room floor.
Yours Truly all bunnied up and ready to go out
The Glitzy One with his unreasonably fabulous legs on display!
Uber-scrummy sparkly pink gluten-free cakes made for us by Laura:
Tomorrow I am heading off to SWF to go with Keith to have an ultrasound done. We think he may have gallstones. He has all the symptoms and has been in quite a substantial amount of pain on and off since 9th December. Fingers crossed that it's nothing more sinister and that its easily treatable. Watch this space!
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